Rates
5-Year Fixed Rate High Ratio Mortgage Special
3.99
5-Year Fixed Rate Mortgage Special
4.19
2-Year Fixed Rate Mortgage
5.49
3-Year Fixed Rate Mortgage
4.49
Fixed, First and
Second Mortgage
6-Month
7.29%
1-Year
6.49%
2-Year
5.49%
3-Year
4.49%
4-Year
5.99%
5-Year
5.19%
7-Year
7.19%
Cashback, Fixed
First Mortgages
3-Year – 3% Cashback
5.59%
4-Year – 4% Cashback
7.09%
5-Year – 5% Cashback
6.29%
7-Year – 5% Cashback
8.29%
Variable, First and
Second Mortgages
Closed
From Prime -0.80%
Open
From Prime +1.00%
Home Equity Line of Credit
First and Second Mortgage
Prime +1.00%
Special
4-Year Term: 2019 Models
6.99
6-Year Term: 2020-2022 Models
6.99
Fixed, New Car Loan (Maximum Term)
4-Year Term: 2019 Models
6.99%
6-Year Term: 2020-2022 Models
6.99%
7-Year Term: 2023 Models
6.99%
8-Year Term: 2024 Models and Newer
6.99%
Quick Loan ($10,000 Max)
7.99
100% Secured CU Line
Prime
Loans
Fixed
1–5-Year Term
From 8.50%
Quick Loan
Maximum $10,000
7.99%
Variable Rate
Personal Loan
Prime +4.00%
Fixed Rate
1 Year RRSP Loan
5.70%
Fixed Rate
2 Year RRSP Loan
6.70%
Variable Rate
Maximizer RRSP Loan
Prime +1.25%
Lines of Credit
CU Line – Unsecured
Prime 2.50%
Student Line of Credit
Prime 2.50%
CU Line
100% Secured
Prime
Overdraft Protection
CU Overdraft Protection
From 21.00%
Personal Loan – 100% Secured
1% greater than the rate on the deposit
1-Year Fixed
Investment Rates
Fixed-Rate Investments
(RRSP, RRIF, TFSA and GIC)
1-Year
3.05%
2-Year
2.95%
3-Year
2.95%
4-Year
3.05%
5-Year
3.05%
Short-Term Deposits
(RRSP, RRIF, GIC and TFSA)
30-89 Days
0.200%
90-179 Days
0.250%
180-364 Days
0.400%
Other
Investments
Step-By-Step GIC/TFSA/FHSA
2.30%
Cashable, 1-Year GIC
2.30%
Currency Exchange Rates
United States (Dollar)
Buying: 1.4202
Selling: 1.3702
United Kingdom (Pound)
Buying: 1.8862
Selling: 1.7537
Euro
Buying: 1.6040
Selling: 1.4755
Buying = Member Buys Foreign Currency
Selling = Member Sells Foreign Currency
The rates on this page are against Canadian dollars and apply to transactions up to $999. Rates can only be guaranteed at the time the purchase or sale is conducted. Rates are provided for information purposes only and are subject to change at any time.
Savings/Chequing Accounts
Alto Savings
0.50%
Youth Savings
0.10%
3-EVA Chequing
0.025%
US Daily Interest Chequing
0.025%
TFSA
0.50%
RRSP/RRIF/FHSA
0.15%
All rates subject to terms and conditions
View full terms and conditons at wfcu.ca/fineprint
