5.49%

+ up to $4,500 cash*

5-year, fixed conventional mortgage

Could you use some extra cash?

With WFCU’s Cashback Mortgage special, get up to $4,500 cash when you renew or refinance your mortgage with us.

4.99%*

5-year, fixed core mortgage

In the market for a new home?

We’re now offering rates as low as 4.99%.

Get This Offer!

If you’re in the market for a new home, or are looking to renew, refinance, or renovate, we have a mortgage that will work for you. Whether you currently bank with WFCU or ECU, or with another financial institution, fill out the form and one of our mortgage professionals will start the process! Prefer to skip the form? Call 1 866 500 9328 or email info@wfcu.ca.
Contact Us - Mortgages
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Let us help you find the rate and term that works best for you!

Combat Market Uncertainty

Ride out the current rate volatility by locking into our five-year, fixed-rate mortgage, or choose a shorter term that better suits your needs.

Get Pre-Approved

Whether online, over the phone, or in one of our retail locations, enjoy the added peace of mind that comes with your pre-approval!

Secure a Guaranteed
Interest Rate

For 90 days when purchasing and for 120 days for home construction mortgages.

Protect Your Investment

Consider optional mortgage protection life insurance, critical illness, or loss of employment insurance coverage.

Understand Your Payments!

Need Another Reason to Move Forward with a WFCU Mortgage?

The rate is only part of the story.

 

A mortgage with WFCU means you qualify for an array of member-only benefits for as long as your mortgage remains with us.

Daily Banking Discounts

Reduced service charges on WFCU's Diamond Chequing Account:
Free for one (1) year; 50% discount after one (1) year.

Automatic LOC Approval

Automatic approval of a WFCU Line of Credit for up to $10,000, with a 1.5% discount off the final calculated qualifying rate.

No Renewal Fees

Mortgage renewal fees are waived for the life of the mortgage.

Overdraft Protection

Automatic approval for up to $1,500 of Overdraft Protection.

MortgagePlus

Helping you achieve your home ownership goals

MortgagePlus HELOC

When you combine a mortgage with a Home Equity Line of Credit (HELOC), you gain access to additional funds at a low interest rate. Borrow against the equity in your home and enjoy the flexibility and freedom of being covered for both life’s opportunities and surprises.

MortgagePlus IMPROVEMENTS

The house you buy may not always be the home you envisioned, but with MortgagePlus Improvements, we can help make your new house your dream home. MortgagePlus Improvements is the perfect alternative to a secondary loan. Borrow against the equity in your home and enjoy the flexibility and freedom of being covered for both life’s opportunities and surprises.

Get your FREE Mortgage Health Check!

Regardless of where you are in your mortgage journey, it never hurts to get a second look. Our mortgage experts are available to discuss your options and offer advice and solutions tailored to you. Don’t have time to visit a branch? No problem. We offer 1-on-1 appointments virtually! Book yours today.

About Us

WFCU Credit Union is a leading financial institution headquartered in Windsor since 1940. It is the sixth-largest credit union in Ontario and the twentieth-largest in Canada.

 

WFCU Credit Union operates nine retail locations across Windsor-Essex, one in Chatham, one in London, and three in the Waterloo Region through ECU – A Division of WFCU Credit Union.

 

Through its various service channels, including online and mobile banking, and ATM services, WFCU Credit Union and its numerous divisions has become the financial institution of choice for over 73,000 members across Ontario. WFCU Credit Union membership is open to anyone living and/or working in Ontario.

*The cashback offer is only available for applications received between March 15 and May 31, 2024 on a 5-year, fixed conventional mortgage. The core special mortgage rate is only available to new WFCU mortgage holders for applications received between March 15 and May 31, 2024. All mortgage applications are subject to additional restrictions and conditions, credit approval, and must be funded within 120 days of the application date. This offer may be changed or withdrawn at any time, without notice, and cannot be combined with any other offers. Visit wfcu.ca/FinePrint for details.

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