4.99%* Fixed-Rate Mortgage

The benefits of a WFCU mortgage stretch well beyond a remarkable rate.

Select Tailored
Payment Options

Choose from convenient weekly, biweekly, or monthly payments.

Customize Your

Accelerate your repayments
to match your goals.

Secure a Guaranteed
Interest Rate

For 90 days when purchasing and for 120 days for home construction mortgages.

Get Pre-Approved

Whether online, over the phone, or in one of our retail locations, enjoy the added peace of mind that comes with your pre-approval!

Combat Market Uncertainty

With our one-year mortgage option, you can avoid locking into a high-interest rate with a bank. Or, to help you ride out the current rate volatility, you can lock into our five-year fixed-rate mortgage.

Protect Your Investment

Consider optional mortgage protection life insurance, critical illness, or loss of employment insurance coverage.

Get This Rate!

Whether you currently bank with WFCU or ECU, or with another financial institution, fill out the form and one of our mortgage professionals will start the process!


Prefer to skip the form? Call 1 888 767 9535 or email info@wfcu.ca.

Understand Your Payments!

Need Another Reason to Move Forward
with a WFCU Mortgage?

The rate is only part of the story.


A mortgage with WFCU means you qualify for an array of member-only benefits for as long as your mortgage remains with us.

Daily Banking Discounts

Reduced service charges on WFCU's Diamond Chequing Account:
Free for one (1) year; 50% discount after one (1) year.

Automatic LOC Approval

Automatic approval of a WFCU Line of Credit for up to $10,000, with a 1.5% discount off the final calculated qualifying rate.

No Renewal Fees

Mortgage renewal fees are waived for the life of the mortgage.

Overdraft Protection

Automatic approval for up to $1,500 of Overdraft Protection.

About us

WFCU Credit Union is a leading financial institution headquartered in Windsor since 1940. It is the sixth-largest credit union in Ontario and the twentieth-largest in Canada.


WFCU Credit Union operates nine retail locations in Windsor-Essex and three in the Waterloo Region through ECU – A Division of WFCU Credit Union.


Through our various service channels, including online and mobile banking, telephone banking and ATM services, WFCU Credit Union and its numerous divisions, including ECU, have become the financial institutions of choice for over 64,000 members across Ontario. WFCU Credit Union membership is open to anyone living and/or working in Ontario.

South Western Ontario Map showing retail locations in Windsor/Essex, Chatham-Kent, and Waterloo Region

*The promotional rate of 4.99% per annum is for a closed, fixed, one-year term mortgage. The promotional rate of 4.99% per annum is also available for a closed, fixed, five-year term Core Mortgage. The Core Mortgage rate is only available to members for the purchase of an owner-occupied property, with less than 20% down payment, who are eligible for and purchase mortgage default insurance and meet other conditions. Owner-occupied mortgage loan applications brought through a Mortgage Broker are not eligible. Other rates and terms are available. Rates are subject to change at any time. Visit wfcumortgages.com for complete details.

Thank You!

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